HOME LOAN

'No-Income-Proof' Home Loan

Vrindavan offers a 'No-Income-Proof' Home Loan Scheme that helps applicants apply for housing finance without income proof documents. This facility is a boon to those employed in the informal sector. The customer's Cibil score verification is done and he/she should be able to justify his source of income. Income proof documents are not demanded. Over 20 housing finance companies have created flexible loan products to ensure that no prospect is refused a loan.

Avail PMAY benefits and save upto `2.67 lacs

Prices start from INR 12 lacs at Vrindavan. Eligible customers can avail the Pradhan Mantri Awaas Yojana government subsidy of up to INR 2.67 lacs, specifically for families with a household income of INR 18 lacs or below.

Checklist of documents required

For Salaried People
  • Identity Proof : Passport/ Driving License/ Voter ID/ PAN
  • Address Proof : License/ Registered Rent Agreement/ Electricity Bill (up to 3 months old), Passport
  • Employment Appointment Letter  
  • Required if the current employment is less than 1-year- old
  • 3 month salary slip
  • 6 month bank statement
  • 2 year Form 16
  • Passport size coloured photograph
    For Business People
  • Identity Proof : Passport/ Driving License/ Voter ID/ PAN
  • Address Proof : License/ Registered Rent Agreement/ Utility Bill
  • Office Address Proof : Property Documents, Utility Bill
  • Office Ownership Proof : Property Documents, Utility Bill, Maintenance Bill
  • Business Existence Proof : 3 years old Saral Copy, the Company Registration license, Shop Establishment Act
  • Income Proof : Latest 3 years Income Tax Returns including Computation of Income, Profit & Loss Account, Audit Report, Balance Sheet, etc.,
  • Bank Statement : Past 1 year bank statement
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